Ponte
•••• •••• •••• 4821
ANA RIBEIRO · 09/29
A card that spends like a local
Pay in reais in Brazil and pounds at home. No foreign card fees.
NewUK to Brazil in seconds, not days
Money home
in 12 seconds.
Send pounds, euros or dollars to any Brazilian bank or Pix key at the real exchange rate. One flat fee, shown before you pay, tracked to the second.
11.4s
median delivery
£0.99
flat fee
0%
rate markup
18:24
Good evening
Ana Ribeiro
GBP balance
£2,480.20
£ GBPR$ BRL€ EUR
GBP
1 GBP = 7.2841 BRL live
They receive
1,813.81BRL
MR
Mãe
Itaú · •• 4821
Fee £0.99 · arrives in about 12 seconds
GBP → BRL7.2841
EUR → BRL6.1932
USD → BRL5.4418
GBP → EUR1.1762
EUR → USD1.1381
GBP → USD1.3386
GBP → BRL7.2841
EUR → BRL6.1932
USD → BRL5.4418
GBP → EUR1.1762
EUR → USD1.1381
GBP → USD1.3386
Mid-market rates, updated every few seconds. Hover to pause.
The honest maths
Your family gets more. Every time.
Banks hide their cut in the exchange rate. We show one fee and use the rate you see on Google. Drag to try your amount.
£1,000
Ponte
R$ 7,277
Fee £0.99 · rate markup 0.0%
Typical transfer app
R$ 7,179
Fee £2.49 · rate markup 1.2% · they lose R$ 98
High street bank
R$ 6,931
Fee £15.00 · rate markup 3.4% · they lose R$ 346
One account
Hold, spend and send in three currencies.
- GBPPound2,480.20
- BRLReal1,814.20
- EUREuro312.50
Balances in GBP, BRL, EUR
Convert when the rate suits you, not when the bank does.
- Every 25th
- Best rate that day
- Pause any time
Schedule the monthly transfer
Set it once. We send on payday at the best rate of the day.
- Mãe · Itaú
- Pedro · Nubank
- Clara · Pix key
Family on one account
Add up to 5 recipients who get Pix in seconds.
- Biometric approval
- Instant freeze
- Human support, 24/7
Safe by default
Face ID for every transfer, instant card freeze, 24/7 support.
How it works
From your phone to their Pix.
01 · Choose
Pick who and how much.
Any Brazilian bank account or Pix key. The rate and fee are locked the moment you confirm.
- £250.00 to Mãe
- Rate locked: 7.2841
- Fee: £0.99
02 · Confirm
Approve with your face.
One tap and Face ID. Your money moves on regulated rails with our partner banks.
- Face ID approved
- Screened in 0.3s
- Sent to partner
03 · Arrive
They get it before you put the phone down.
Pix delivers in seconds, even on Sundays. You both get a notification with the receipt.
- Delivered in 11.4s
- Receipt sent to both
- R$ 1.814,20 in Itaú
- £250.00 to Mãe
- Rate locked: 7.2841
- Fee: £0.99
Pricing
One flat fee. No surprises.
Every plan uses the real mid-market rate. You only choose how often you send.
Personal
For sending home now and then.
Free
Free forever for one person
- £0.99 per transfer
- Mid-market rate
- Pix in seconds
- Scheduled transfers(not included)
- Multi-currency card(not included)
Plus
For the monthly transfer home.
£3/ mo
Billed £36 yearly
- Free transfers up to £2,000
- Scheduled transfers
- Multi-currency card
- 5 family recipients
- Priority support
Business
For payroll and suppliers in Brazil.
£16/ mo
Billed £192 yearly
- Bulk payouts by CSV
- API access
- Team roles
- Dedicated manager
- Invoices in BRL
FAQ
Questions, answered.
Our team answers in English and Portuguese, 24 hours a day.
We send through Pix, Brazil's instant payment system, from a local partner bank. Your side is instant too, so the only wait is the screening, which takes a fraction of a second.
The mid-market rate, the one you see on Google, with no markup. The fee is shown separately before you pay.
Funds are held with regulated partner banks and kept separate from company money. Every transfer needs your biometric approval.
Yes. The app works both ways, BRL to GBP or EUR, with the same flat fee.
Up to £10,000 per transfer and £50,000 a month on Personal. Business limits are set with your account manager.
Send your first transfer
with no fee.
Open an account in two minutes. Your first transfer home is on us.
Sample template by MiniDev. Ponte is a fictional product.